Have you recently started a construction business? Are you concerned about an employee getting hurt on the job and the possible legal and financial ramifications?
What are you going to do when an employee gets injured at work? do you have a plan? A qualified employer knows how to limit the damage of workplace accidents as well as how to make recovery an easy process.
The goal is to let employees know that you have their back if something goes wrong, which can keep them on your team. With this guide, you can create a safe work environment and help injured workers recover quickly and continue to progress in their careers.
Here are all the steps you need to take when an employee is injured at work.
1. Begin Preparation
First thing you need to understand is how to limit the effects of accidents. This involves developing a response plan that can keep damage low and reduce the chance of further injuries.
The plan should list the different ways that workers can get hurt through tools and the environment. Everyone on your team, including employees and supervisors, should be trained in the response plan.
Make first-aid supplies easily accessible so that each team member can help injured employees quickly. Each staff member should also have emergency contact numbers in case they need certain medications or treatments for their issues.
2. Seek Medical Attention
If an injury at work takes place, you must find medical attention to prevent further injuries and help them recover quickly. Even if the injury seems minor, your employee’s safety is your first priority.
When it comes to life-threatening injuries, call 911 immediately to bring emergency services to your job right away. Employees with minor injuries should be given emergency contacts and easily have access to a doctor.
It helps to have contacts of different medical providers so that you are prepared for any issue. Addressing minor injuries right away will also reduce the risk of internal injuries or long-term health issues.
3. Investigate the Issue
If you want to prevent another injury on the job in the future, you need to look into the accident that happened. If other people were present for the injury, ask them questions to set up new safety standards for the whole team.
Study the area of the accident and look for clues of the cause of the injury. Take notes so that you have copies of information that can help you keep the same injuries from happening again.
After you look at the area of the injury, it may help to give the same attention to other areas of the workplace. This can help you prevent similar or different injuries in these locations.
4. Update the Work Environment
The next step to take is to make changes to your environment so that no one gets injured at work again. Immediately after the accident, put up caution tape or similar barriers so that there are no other injuries that day.
If the workplace involves heavy machinery, even if it wasn’t related to the injury, turn them all off to ensure safety. Use this time to consider updating how the machines work and consider replacing them with safer alternatives.
You may be dealing with an injury that was caused by a fallen object. In this case, you can move shelves or other equipment that keeps tools easy to access without having an easy time falling out of place.
5. Report the Injuries
It is now time to get in the legal aspect of helping your workers recover after an injury. With this step, you must report the employee’s compensation claim according to your state’s law.
The worker may ask themselves “If I hurt myself at work do I get comp claims?” you can be a source of information to them. The answer may also depend on if you make self-employed workers comp available.
We recommend looking up time limits for reporting claims so that you nor the worker don’t miss deadlines. Keep the HR team, supervisor and medical provider informed about claims, and get as much information about the injury as possible to determine if the claim is fake.
6. Submit Claims to the Insurance Company
Time limits may also depend on the state your business operates in, which can be complicated if you have employees coming in from out of state.
Share all of the information you have about the injury with your insurance agent before submitting the claim. This can help them investigate the situation themselves and possibly find information that can affect the claim.
Keeping your agent informed will also help them make payments on time and to the right people. If the injured worker(s) get their payments on time, you can avoid potential lawsuits in the future.
7. Stay in Touch With the Employee
If you want to keep the relationship with your worker positive and help them get back on their feet, then you need to keep contact constant. Whether you meet them in person or communicate via phone or text, stay in touch to see how they are recovering.
Doing so can help workers feel open about any issues that the injury caused, even if it’s mental or emotional. By making yourself reliable, they will feel more eager to continue working for you.
You can use this time to come up with a strategy to get them back to work and how to shift into their previous role. It helps to give them duties that can help them contribute just as much until they return to their old job.
Helping Employees Who Get Injured at Work
Being prepared for an employee getting injured at work is important for maintaining an efficient work environment. Your team’s safety must be your top priority so that they can feel comfortable working for you.
Keep an eye on anything that can cause an injury and investigate everything in the area that lead to a recent one. Understanding state laws also helps you report claims correctly.
You must also keep in contact with employees while they recover so that you can help them get back to work quickly. With this guide, you can get injured workers the help they need and maintain company moral.
For more of our workplace expertise, check out our guides today to improve your business and help your team excel.