Comments on: Pay Day One – Free Shirt Friday http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/ Skills to Pay the Bills Thu, 09 Feb 2012 05:45:02 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Jeff http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/#comment-147233 Jeff Tue, 09 Mar 2010 20:12:33 +0000 http://www.shoemoney.com/?p=2375#comment-147233 So obviously payday loans aren't for everyone, but there is definitely a segment of the population out there for whom this fulfills a specific need. You have to remember that these companies assume a lot of risk by lending to these folks who typically no one else will lend to. Looking at a short term loan in terms of APR, really doesn't make much sense because the balance typically is paid of in much less than a year, but if you must, look at the other options if you find yourself in a bind and can't pay a doctors bill, need to repair your car or something else. * If you have a 14-day, $100 no fax payday loan with a $15 loan fee — you pay 391% APR * If you have a $100 bounced check with $54 NSF/merchant fees to be repaid in 14 days — you pay 1,409% APR * If you have a $100 credit card balance with a $37 late fee to be repaid in 14 days — you pay 965% APR * If you have a $100 utility bill with $46 late/reconnect fees to be repaid in 14 days — you pay 1,203% APR So obviously payday loans aren’t for everyone, but there is definitely a segment of the population out there for whom this fulfills a specific need. You have to remember that these companies assume a lot of risk by lending to these folks who typically no one else will lend to.
Looking at a short term loan in terms of APR, really doesn’t make much sense because the balance typically is paid of in much less than a year, but if you must, look at the other options if you find yourself in a bind and can’t pay a doctors bill, need to repair your car or something else.

* If you have a 14-day, $100 no fax payday loan with a $15 loan fee — you pay 391% APR

* If you have a $100 bounced check with $54 NSF/merchant fees to be repaid in 14 days — you pay 1,409% APR

* If you have a $100 credit card balance with a $37 late fee to be repaid in 14 days — you pay 965% APR

* If you have a $100 utility bill with $46 late/reconnect fees to be repaid in 14 days — you pay 1,203% APR

]]> By: ZK@Internet Marketing Blog http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/#comment-113011 ZK@Internet Marketing Blog Sat, 24 Jan 2009 16:46:12 +0000 http://www.shoemoney.com/?p=2375#comment-113011 So how much you have borrowed from them. This one is nice colour combination ... Red and white. I think now you should try different face expression. So how much you have borrowed from them. This one is nice colour combination … Red and white.

I think now you should try different face expression.

]]> By: Seo Creations http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/#comment-102864 Seo Creations Sat, 15 Nov 2008 16:29:44 +0000 http://www.shoemoney.com/?p=2375#comment-102864 No, I think only t-shirt No, I think only t-shirt

]]> By: Seo Creations http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/#comment-102863 Seo Creations Sat, 15 Nov 2008 16:29:00 +0000 http://www.shoemoney.com/?p=2375#comment-102863 May be for photoshoot May be for photoshoot

]]> By: Seo Creations http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/#comment-101069 Seo Creations Tue, 04 Nov 2008 08:34:43 +0000 http://www.shoemoney.com/?p=2375#comment-101069 nice face expression nice face expression

]]> By: seag http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/#comment-100188 seag Thu, 30 Oct 2008 15:07:10 +0000 http://www.shoemoney.com/?p=2375#comment-100188 i like your a shirt..good luck friend....uhuiiiiiiiiiiiiiiiiiiiiiiiiii.... i like your a shirt..good luck friend….uhuiiiiiiiiiiiiiiiiiiiiiiiiii….

]]> By: Amar http://www.shoemoney.com/2008/10/03/pay-day-one-free-shirt-friday/#comment-98606 Amar Thu, 23 Oct 2008 18:53:21 +0000 http://www.shoemoney.com/?p=2375#comment-98606 i like the bucks in your hands :D i like the bucks in your hands :D

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